How To Receive Payments
Get customer payments into YOUR bank account
The Right Way: Stripe Connect
What Is Stripe Connect?
Stripe Connect lets you receive payments from customers and automatically transfers money to YOUR bank account. It's how Uber, Airbnb, and all major platforms handle payments.
How It Works:
Customer pays £49.99
For Premium tier
Stripe takes 2.9% + 20p fee
= £1.65 fee
YOU get £48.34 in YOUR bank
Automatically, daily/weekly payouts
Monthly Example:
100 customers × £49.99 = £4,999 revenue
Stripe fees (2.9% + 20p) = £165
YOU RECEIVE: £4,834 → into your bank account
Setup Steps (Takes 10 Minutes)
Step 1: Create Stripe Account
Go to stripe.com and sign up (free)
Need: Email, phone number, bank details
Step 2: Enable Stripe Connect
In Stripe dashboard → Settings → Connect
Follow the setup wizard
Step 3: Get Your API Keys
Stripe dashboard → Developers → API keys
You'll need: Publishable key + Secret key
Step 4: Add Keys To Base44
Base44 dashboard → Settings → Secrets
Add STRIPE_SECRET_KEY and STRIPE_PUBLISHABLE_KEY
Step 5: Set Payout Schedule
Stripe → Balance → Payout schedule
Choose: Daily or Weekly automatic transfers
YES - You Can Pay Yourself!
✅ Personal Bills
Rent, food, life - this is YOUR business income
✅ Business Expenses
Domain, hosting, tools, marketing
✅ Team Salaries
If you hire help later
✅ Growth Investment
Ads, partnerships, scaling
Real Revenue Examples
10 customers/month
10 × £49.99 = £499.90
After fees: ~£485/month → covers hosting + food
100 customers/month
100 × £49.99 = £4,999
After fees: ~£4,850/month → full-time living wage
1 zoo/month (enterprise)
1 × £4,999 = £4,999
After fees: ~£4,850 → ONE customer = full income
Important:
• Set aside 20% for tax (UK self-employed)
• Keep records of all income
• Register as self-employed when earning £1k+/year
• Stripe sends you tax documents automatically